Online Banking

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Checking Accounts

Need a checking account? Nebraska State Bank has a Senior, Student, Business, or Personal checking account that’s right for you.

Regular Checking
  • Open with $400, or your ACH paycheck deposit
  • Free Internet Banking lets you bank from your computer
  • Free Mobile Banking lets you bank from anywhere in the U.S. with your smartphone or tablet
  • Free Mobile Deposit with your smartphone saves a trip to the bank
  • Free Text Banking sends account info to your cell phone
  • Free Online Bill Pay saves you time and money
  • No fee debit card
  • No ATM fee when your Nebraska State Bank debit card is used at our ATM
  • Export your transactions to QuickBooks and Quicken with included Web Connect
  • Your choice of paper or email statement delivery
  • No monthly maintenance fee if kept above $400
  • Contact us for more information.

If balance drops below $400 at any time during the month, maintenance fee is $7.80 with paper statements, or $5.80 with email statements
Additional fees may apply—for full disclosures please contact Nebraska State Bank

Senior Checking
  • Only $200 to open if you are age 55-up
  • Includes all of the features of Regular Checking, plus:
  • No minimum balance requirement
  • No maintenance fee
  • No debit card activity fee
  • Contact us for more information

Additional fees may apply—for full disclosures please contact Nebraska State Bank

Student Checking
  • Only $200 to open if you are a student
  • Includes all of the features of Regular Checking, plus:
  • No minimum balance requirement
  • No maintenance fee
  • No debit card activity fee
  • Contact us for more information

We’d like a parent or guardian account holder to be a co-owner on Student accounts
Additional fees may apply—for full disclosures please contact Nebraska State Bank

Now Checking
  • Interest-bearing personal checking with a $500 minimum opening deposit
  • Free Internet Banking lets you bank from your computer
  • Free Mobile Banking lets you bank from anywhere in the U.S. with your smartphone or tablet
  • Free Mobile Deposit with your smartphone saves a trip to the bank
  • Free Text Banking sends account info to your cell phone
  • Free Online Bill Pay saves you time and money
  • No ATM fee when your Nebraska State Bank debit card is used at our ATM
  • Export your transactions to QuickBooks and Quicken with included Web Connect
  • Your choice of paper or email statement delivery
  • Contact us for rate information
  • No monthly maintenance fee if kept above $500

If balance drops below $500 at any time during the month, maintenance fee is $7.00 per month and debit fee is .15¢ per debit
Additional fees may apply—for full disclosures please contact Nebraska State Bank

Super Now Checking
  • Interest-bearing personal checking with a $1,500 minimum opening deposit
  • Includes all of the features of Now Checking, plus:
  • No activity fee
  • Contact us for rate information
  • No monthly maintenance fee if kept above $1,500

If balance drops below $1,500 at any time during the month, maintenance fee is $10.00 per month
Additional fees may apply—for full disclosures please contact Nebraska State Bank

Super Silver Checking
  • Interest-bearing personal checking with a $3,000 minimum opening deposit
  • Includes all of the features of Super Now Checking, plus:
  • Free money orders
  • Free standard blue single checks
  • Contact us for rate information
  • No monthly maintenance fee if kept above $3,000


If balance drops below $3,000 at any time during the month, maintenance fee is $15.00 per month
Additional fees may apply—for full disclosures please contact Nebraska State Bank

Checking Account Features

Account TypesMinimum Opening DepositMaintenance FeeEarns Interest Free Checks / Money OrdersTo Avoid Service Fee Keep Balance Above

Regular

$400

Printed: $7.80 Digital: $5.80

No

No

$400

Senior

$200

None

No

No

$200

Student

$200

None

No

No

$200

Now

$500

$7.00

Yes

No

$500

Super Now

$1,500

$10.00

Yes

No

$1,500

Super Silver

$3,000

$15.00

Yes

Yes

$3,000

All accounts offer the following free features: Internet Banking, Mobile Banking, Mobile Deposit, Text Banking, Online Bill Pay, debit card, and Web Connect for QuickBooks and Quicken.